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Credit Analysis and Control

Risk Manager - Middle Ticket, Greater London

Ref: 1023a

Basic £50,000, plus Bonus & Excellent Benefits

Our client, part of a major European Bank, requires a credit analyst with at least 3 years’ experience, to underwrite deals across various sectors/assets. Analyse credit data and financial statements to determine the degree of risk involved in extending credit for middle-ticket transactions. Interpret internal and external credit reference agency, broker and market reports. Generate financial ratios, using internal credit tools, to evaluate financial status and where necessary undertake benchmarking to compare liquidity, profitability and credit history of customers within a similar or the same industry and geographic locations. Use collateral curve analysis, in line with market, sector, and portfolio considerations. Review current transactions as well as non-current customer/supplies/ third party introductory sources. Reports to their Head of Credit.

 

Risk Manager - Small Ticket, Greater London

Ref: 1023b

Basic £40-45,000, Bonus & Excellent Benefits

Our client, part of a major European Bank, requires a credit analyst with at least 3 years’ experience, to underwrite deals across various sectors/assets. Analyse credit data and financial statements to determine the degree of risk involved in extending credit in mainly sales-aid leasing/flow business. Interpret internal and external credit reference agency, broker and market reports. Generate financial ratios, using internal credit tools, to evaluate financial status and where necessary undertake benchmarking to compare liquidity, profitability and credit history of customers within a similar or the same industry and geographic locations. Reports to their Head of Credit.

 

Collections Officer, Reading

Ref: 1022

Basic c.£30,000, Bonus, Excellent Benefits

Our client is a global bank, with their asset finance business supporting various sectors, including technology, healthcare, manufacturing, industrial and energy. Their considerable growth plans includes hiring a bright and enthusiastic Collections Officer to support the flow operations team. Collections activity will cover both regulated and unregulated agreements across a broad spread of customer types and financial products. Requires strong communication skills to correspond to and follow-up with customers in a fast-paced and efficient manner. You will naturally provide a high level of customer service to enable you to resolve collection issues and client discrepancies, issue customer refunds and action account adjustments. Also includes assisting where external agents are involved.

 

Senior Credit Analyst, Thames Valley

Ref: 1001

Basic £50-60,000, plus bonus and excellent benefits

As part of their global growth strategy, this major international bank has a newly created requirement, seeking an experienced Credit Analyst to join their asset finance team. The successful candidate will be a good all-rounder and with a “roll up your sleeves” approach. Includes researching, preparing and making decisions on credit applications both via a credit matrix and through structured credit analysis. Exercise a delegated credit discretion for larger transactions, and recommend when a higher credit authority is required. Strong analytical skills including credit, accounting and financial analysis and good negotiation and influencing skills required. Ability to display commerciality and strong problem solving skills, with a thorough understanding of the UK equipment leasing market across various asset sectors, both soft assets - office equipment and IT assets, as well as “hard assets”. Average deals of £40/50k, but also looking at larger applications £200k/£500k. Liaise with various stakeholders in the business, and be confident with customers both face to face and by telephone.

Collections Account Manager, Home Counties

Ref: 1020
          
Basic to £30,000 plus Bonus, excellent benefits

Major global lessor, seeking a new collections account manager to join a small team of four, chasing and managing arrears and defaults across all business channels of their business. Liaise with the Head of Collections on serious delinquencies and help coordinate any actions required to minimise losses. Ensure compliance with Consumer Credit legislation, and prepare all legal paperwork as required. Be proactive in developing processes in improving systems. The right person needs to have excellent organisational skills and be a good communicator, particularly on the phone. Knowledge of Alfa would be useful. Will suit someone living Berks/Surrey area.