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Credit Analysis and Control

Risk Analyst - Small Ticket, Thames Valley

Ref: 1048

Basic to £40,000, Bonus & Excellent Benefits

Our client seeks a new experienced credit analyst to underwrite deals across various sectors/assets. You will be part of an experienced team, led by a Senior Risk Manager, with transaction sizes typically up to £200k. Make and facilitate decisions in response to credit requests concerning end-users, introducers, schemes and other counterparties. Develop effective, collaborative relationships with key stakeholders. Assist in the optimisation of processes, including auto decision tools. Support the development of effective and reliable reports in order to monitor the efficiency of the team and monitor introducer and portfolio performance. Ensure all regulatory and compliance requirements are met.

 

Credit Underwriter - New Business, The City

Ref: 1047

Basic £35-40,000, 15% bonus, plus excellent benefits

Underwriting business as part of the Business Finance Division of a City based bank. Joining an experienced risk team of six. Mainly broker introduced business, wheeled assets (not cars) and other “critical to the business” assets. Managing leasing and hire purchase proposals in accordance with delegated authority and to provide full credit analysis with recommendations when outside of that personal authority. Provide a first class, professional level of service, maintaining excellent relationships with all brokers by providing clear and prompt decisions. To contribute to business objectives in terms of new volumes, but ensuring the right blend of rate, collateral and credit quality in each transaction. The role also includes customers visits, when necessary, and provide detailed reports. Will need a confident and proactive approach.

 

Senior Credit Analyst, Thames Valley

Ref: 1044

Basic £50-60,000, plus bonus and excellent benefits

As part of their global growth strategy, this major international bank has a newly created requirement, seeking an experienced Credit Analyst to join their asset finance team. The successful candidate will be a good all-rounder and with a “roll up your sleeves” approach. Includes researching, preparing and making decisions on credit applications both via a credit matrix and through structured credit analysis. Exercise a delegated credit discretion for larger transactions, and recommend when a higher credit authority is required. Strong analytical skills including credit, accounting and financial analysis and good negotiation and influencing skills required. Ability to display commerciality and strong problem solving skills, with a thorough understanding of the UK equipment leasing market across various asset sectors, both soft assets - office equipment and IT assets, as well as “hard assets”. Average deals of £50k, but also looking at larger applications £200k/£500k, and occasionally higher. Liaise with various stakeholders in the business, and be confident with customers both face to face and by telephone.

 

Junior Risk Analyst - Smaller Ticket, Thames Valley

Ref: 1036

Basic £35-38,000, Bonus & Excellent Benefits

As part of their global growth strategy, this major international bank has a newly created requirement for a risk analyst with 2/3 years’ experience. The successful candidate will be a good all-rounder and with a “roll up your sleeves” approach. Seeking good analytical skills as well as strong negotiation and influencing skills. Includes researching, preparing and making decisions on credit applications. Understanding of the UK equipment leasing market across various asset sectors, both soft assets (office equipment and IT assets), as well as “hard assets”. Average deals of £40/50k, handling proposals up to £150k. Liaise with various stakeholders in the business, and be confident with customers/brokers, both face to face and by telephone.

 

Operational Risk Manager, Thames Valley

Ref: 1030

Basic £65-75,000, Bonus & Excellent Benefits

Our client, a global bank, has a newly created position, to play a key role in assisting their Corporate Asset Finance Division to identifying operational risks, assess adequacy of controls in managing such risks and contribute to the continual improvement of the Group's UK risk management framework. Working in a high-performing and team-focused environment, key responsibilities will include: assisting in the design and execution of the assurance plan for the business; performing targeted operational risk reviews and control activities; reporting and providing feedback to business management and operations teams. Recommending enhanced or additional controls, identify opportunities for control improvement and process enhancements. Operational incident and breach reporting. The successful candidate will have a pragmatic hands-on approach and strong commercial acumen. Seeking 4/5 years+ experience in a similar operations risk, compliance or internal audit role.

 

Collections Account Manager, Home Counties

Ref: 1020
          
Basic to £30,000 plus Bonus, excellent benefits

Major global lessor, seeking a new collections account manager to join a small team of four, chasing and managing arrears and defaults across all business channels of their business. Liaise with the Head of Collections on serious delinquencies and help coordinate any actions required to minimise losses. Ensure compliance with Consumer Credit legislation, and prepare all legal paperwork as required. Be proactive in developing processes in improving systems. The right person needs to have excellent organisational skills and be a good communicator, particularly on the phone. Knowledge of Alfa would be useful. Will suit someone living Berks/Surrey area.