Portfolio Relationship Manager, London
Basic £60-70,000, Bonus, Excellent Benefits
Well established bank. Reports directly to their Head of Sales Support and works alongside the sales support team, the PRM will be responsible for managing and maintaining existing customer facilities and support new business generation. Working closely with regional sales managers with new credit proposals and client reviews. Proposals and reviews are related to transactions in both their direct leasing business as well as more complex structures: disclosed/undisclosed, syndications, club deals and other structured deals. A wide ranging role in the processing of leasing transactions, from origination (customer facing), via in-life management and end-of-lease activities. The PRM position forms part of the front line commercial team, including managing existing customer accounts, with future potential for the right person to grow into either Risk or into a direct Sales role. Ideal for someone with proven account management success, but also offering strong risk/analytical skills.
Risk Manager - Small Ticket, Greater London
Basic £42,000, Bonus & Excellent Benefits
Our client, part of a major European Bank, requires a credit analyst with at least 3 years’ experience, to underwrite deals across various sectors/assets. Analyse credit data and financial statements to determine the degree of risk involved in extending credit in mainly sales-aid leasing/flow business. Interpret internal and external credit reference agency, broker and market reports. Generate financial ratios, using internal credit tools, to evaluate financial status and where necessary undertake benchmarking to compare liquidity, profitability and credit history of customers within a similar or the same industry and geographic locations. Reports to their Head of Credit
Senior Credit Analyst, Thames Valley
Basic £50-60,000, plus bonus and excellent benefits
As part of their global growth strategy, this major international bank has a newly created requirement, seeking an experienced Credit Analyst to join their asset finance team. The successful candidate will be a good all-rounder and with a “roll up your sleeves” approach. Includes researching, preparing and making decisions on credit applications both via a credit matrix and through structured credit analysis. Exercise a delegated credit discretion for larger transactions, and recommend when a higher credit authority is required. Strong analytical skills including credit, accounting and financial analysis and good negotiation and influencing skills required. Ability to display commerciality and strong problem solving skills, with a thorough understanding of the UK equipment leasing market across various asset sectors, both soft assets - office equipment and IT assets, as well as “hard assets”. Average deals of £40/50k, but also looking at larger applications £200k/£500k. Liaise with various stakeholders in the business, and be confident with customers both face to face and by telephone.